Thanks for the reply Mag....the reason I do not use the TV's SVP is because The smooth video Program just looks a lot better playing a MKV copy of a Bluray disc instead of the original bluray playing on a Panasonic 3D player. I know it is not the best Blu ray player out there but when I first purchased my tv well over 2 years ago it was all I could afford to watch 3D.
Plus a MKV file library is so much more convenient then breaking out a disc.
As for max settings I mean the SVP settings for each resolution. When it drops frames and lags is the only time the CPU is getting over 90% usage